tag:blogger.com,1999:blog-3615960162747995029.post3735340582345279544..comments2024-02-23T20:03:41.543+11:00Comments on Clairey Hewitt: Invest. Save. Live. How we save money.ClaireyHewitthttp://www.blogger.com/profile/15709892778460619439noreply@blogger.comBlogger25125tag:blogger.com,1999:blog-3615960162747995029.post-46395071357406152352011-08-29T19:57:12.077+10:002011-08-29T19:57:12.077+10:00Im so grateful ive seen this, (wish id see it a ye...Im so grateful ive seen this, (wish id see it a year ago!) as im just about to embark on trying radical stuff in these parts! Love that you have different savings and investing accounts. It makes such simple sense. Thanks for sharing this again, :)small foresthttps://www.blogger.com/profile/11478463703970693640noreply@blogger.comtag:blogger.com,1999:blog-3615960162747995029.post-18645593182691572262011-08-21T08:19:56.220+10:002011-08-21T08:19:56.220+10:00Yep I learned the hard way when I was young to sav...Yep I learned the hard way when I was young to save for stuff first, it works!Looking for Blue Skyhttps://www.blogger.com/profile/10010049814419812468noreply@blogger.comtag:blogger.com,1999:blog-3615960162747995029.post-42788121762331413412011-08-20T14:51:15.184+10:002011-08-20T14:51:15.184+10:00Great tip. It's interesting that 'investin...Great tip. It's interesting that 'investing' and 'saving' are different things here. xMaxabellahttps://www.blogger.com/profile/15761220164069379437noreply@blogger.comtag:blogger.com,1999:blog-3615960162747995029.post-15669154895606013032011-08-20T08:39:30.398+10:002011-08-20T08:39:30.398+10:00I loved this post. So glad it is getting another a...I loved this post. So glad it is getting another airing with the Weekend Rewind. xMultipleMumhttps://www.blogger.com/profile/00621170366257326241noreply@blogger.comtag:blogger.com,1999:blog-3615960162747995029.post-674437747209120232011-08-20T01:36:02.151+10:002011-08-20T01:36:02.151+10:00Very inspiring post Clairey! I am absolutely crap...Very inspiring post Clairey! I am absolutely crapola when it comes to money. This is a really practical system I think I could start implementing. Thanks for the tips!Eloisehttps://www.blogger.com/profile/13750919034120118112noreply@blogger.comtag:blogger.com,1999:blog-3615960162747995029.post-8342573939405833772011-08-19T22:38:02.044+10:002011-08-19T22:38:02.044+10:00Clever Clairey! The classic 80/20 rule applied to ...Clever Clairey! The classic 80/20 rule applied to moulah. <br /><br />Always knew you were a clever bunny xAndrea FoxInFlatshttp://www.foxinflats.com.aunoreply@blogger.comtag:blogger.com,1999:blog-3615960162747995029.post-46874145820677597222011-08-19T22:19:50.468+10:002011-08-19T22:19:50.468+10:00Great advice Clairey!
Visiting from the Rewind.Great advice Clairey!<br /><br />Visiting from the Rewind.Life In A Pink Fibrohttp://lifeinapinkfibro.blogspot.comnoreply@blogger.comtag:blogger.com,1999:blog-3615960162747995029.post-45668442100122445302011-07-04T20:47:48.187+10:002011-07-04T20:47:48.187+10:00Very sound advice I think Claire. I love that pri...Very sound advice I think Claire. I love that principle of 10% and then live off and enjoy the other 80%.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-3615960162747995029.post-37300263687487775292011-07-04T16:52:09.950+10:002011-07-04T16:52:09.950+10:00Love how simple you system is, and it makes such g...Love how simple you system is, and it makes such good sense. Thank you for sharing :)Christie - Childhood 101https://www.blogger.com/profile/03273633554293833746noreply@blogger.comtag:blogger.com,1999:blog-3615960162747995029.post-42516847605480444262011-07-04T16:28:46.337+10:002011-07-04T16:28:46.337+10:00@aroha paying off the interest free deal is vital....@aroha paying off the interest free deal is vital. If you do that it might work for you, however rarely do you get a good deal on the item.<br /><br />The finance firm offering the 'deal' gets a commission on the deal too, the buyer has to cover this in the price of the goods. <br /><br />Cash can usually get you an item cheaper.<br /><br />@louisa, wonderful to add in 10% to give away too.ClaireyHewitthttps://www.blogger.com/profile/15709892778460619439noreply@blogger.comtag:blogger.com,1999:blog-3615960162747995029.post-49173694670380486342011-07-04T16:16:52.166+10:002011-07-04T16:16:52.166+10:00Great advice. Only thing I don't necessarily a...Great advice. Only thing I don't necessarily agree with is the interest free buy now pay later schemes. My husband and I have used them to our advantage on several occasions, but I can see how people can get rorted in those. If you don't pay it you're screwed. But we have always paid it off before the end of the interest free period and it's worked for us.Arohahttp://coloursofsunset.wordpress.comnoreply@blogger.comtag:blogger.com,1999:blog-3615960162747995029.post-7485854215605649042011-07-04T16:13:37.995+10:002011-07-04T16:13:37.995+10:00we used to put everything on a credit card. We suc...we used to put everything on a credit card. We suck at credit cards. Since having kids we have saved for things we want and it has been awesome. we now live better on one income than we ever did on two.Anonymoushttps://www.blogger.com/profile/17396378364156813235noreply@blogger.comtag:blogger.com,1999:blog-3615960162747995029.post-33832906121759572142011-07-04T16:03:37.030+10:002011-07-04T16:03:37.030+10:00Great advice... especially the bit about realising...Great advice... especially the bit about realising when you are living beyond your means. When we first went from two income no mortgage (ah the days when we lived in a tiny house that we owned outright!) to one income biggish mortgage it took us a while to figure out what our 'means' was. Once we wrapped our head around that the rest of was easy... well easier! LOLkatepicklehttp://www.picklebums.comnoreply@blogger.comtag:blogger.com,1999:blog-3615960162747995029.post-43056602522541670542011-07-04T15:44:16.982+10:002011-07-04T15:44:16.982+10:00Great tips, such good advice!! Our "rough gui...Great tips, such good advice!! Our "rough guide" is Give away 10%, Save 10% and live on 80% though we don't always do it exactly like that, we do find it a really useful guide.Louisa Clairehttps://www.blogger.com/profile/01504106677453816810noreply@blogger.comtag:blogger.com,1999:blog-3615960162747995029.post-47569634268852374582011-07-04T11:34:41.508+10:002011-07-04T11:34:41.508+10:00Belts are totally tightened here at WoogsWorld at ...Belts are totally tightened here at WoogsWorld at the moment. Was great to go to Coles last night with Mr Woog who had a heart attack at the price of ingrediants to make last nights meal. And my best friend VISA has gone! WHHAAAAMrs Wooghttps://www.blogger.com/profile/13272090974052486539noreply@blogger.comtag:blogger.com,1999:blog-3615960162747995029.post-18594807249265189102011-07-04T00:48:16.902+10:002011-07-04T00:48:16.902+10:00I relate totally to the too much sushi comment. We...I relate totally to the too much sushi comment. We don't do a lot of fine dining with three kids but some time ago it struck me we were just gobbling up the cash on little treats.<br />Hot chocolates, Slurpees, lattes. gelati, muffins, sushi and similar little treats that don't seem very significant by themselves but by the end of the week can total $50 or $60. Over a year that money could go towards a nice getaway.Claire Heaneyhttps://www.blogger.com/profile/14800380649046037055noreply@blogger.comtag:blogger.com,1999:blog-3615960162747995029.post-23779137509541435162011-07-04T00:36:20.920+10:002011-07-04T00:36:20.920+10:00Clairey ,
love your tips and yep i am gonna start...Clairey ,<br />love your tips and yep i am gonna start to do this wow! Thanks so much we always start savings then dip in and just stop? So we will tighten it again and see how we go ;-)Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-3615960162747995029.post-7569261953335747332011-07-03T22:37:55.829+10:002011-07-03T22:37:55.829+10:00Clairey your tips are great. I like your percentag...Clairey your tips are great. I like your percentage system and the differentiation between 'save' and 'invest'. I am going to check our budget against your system and make some adjustmensts - just in time for the new fin year! Thanks matie xMultipleMumhttps://www.blogger.com/profile/00621170366257326241noreply@blogger.comtag:blogger.com,1999:blog-3615960162747995029.post-55875176303027585332011-07-03T22:30:58.267+10:002011-07-03T22:30:58.267+10:00Love it Clairey! We are tight, tight, tight here t...Love it Clairey! We are tight, tight, tight here too. But we definitely don't save 10%. But I might just talk to hubby about this, this week.<br /><br />We have only one credit card and we pay it off in full every month.<br /><br />But what I wouldn't give to be able to save more... Thanks so much for sharing this.<br /><br />xxAnonymoushttps://www.blogger.com/profile/09345662692259541964noreply@blogger.comtag:blogger.com,1999:blog-3615960162747995029.post-67912743004256042902011-07-03T22:09:21.239+10:002011-07-03T22:09:21.239+10:00@Sandra, if you have an offset option on your home...@Sandra, if you have an offset option on your home loan you can sometimes still get the interest saving on your mortgage and also have a savings account. <br /><br />@Amy, great to hear you are back saving, starting ismhe hardest bit.<br /><br />@Cat, sorry to hear you have hit a rough patch, and yes getting rid of debt is always most important. We are hopeless at paying off debt so ensure we never have a high limit. Banks are just so happy to give you more and more.ClaireyHewitthttps://www.blogger.com/profile/15709892778460619439noreply@blogger.comtag:blogger.com,1999:blog-3615960162747995029.post-91809716477130731022011-07-03T21:40:03.663+10:002011-07-03T21:40:03.663+10:00We are really struggling cos we didn't do as y...We are really struggling cos we didn't do as you suggest above when we could have. We're resolved to do better & get rid of those debts first & move to a less stressful existence, including shelving plans for an extension. They are great tips & like all good tips simple. XxCathttps://www.blogger.com/profile/11556843852780239036noreply@blogger.comtag:blogger.com,1999:blog-3615960162747995029.post-24580606903351558142011-07-03T20:51:17.627+10:002011-07-03T20:51:17.627+10:00great tips, thanks. we over-pay on our mortgage so...great tips, thanks. we over-pay on our mortgage so that we have a buffer should anything crop up but i like your idea of splitting savings and investing. xSandrahttps://www.blogger.com/profile/09942100348543100293noreply@blogger.comtag:blogger.com,1999:blog-3615960162747995029.post-56341795229840285962011-07-03T20:50:23.627+10:002011-07-03T20:50:23.627+10:00I couldn't agree more - saving up to buy thing...I couldn't agree more - saving up to buy things is such a simple thing, yet most people don't seem to do it.Megan Blandfordhttps://www.blogger.com/profile/12932508388869573748noreply@blogger.comtag:blogger.com,1999:blog-3615960162747995029.post-58619184028713505182011-07-03T20:47:01.419+10:002011-07-03T20:47:01.419+10:00Great tips!
I have just started the 10% savings ...Great tips! <br /><br />I have just started the 10% savings again... it is kinda workingAmyhttps://www.blogger.com/profile/08185293632790414317noreply@blogger.comtag:blogger.com,1999:blog-3615960162747995029.post-15363987556986748082011-07-03T20:39:32.287+10:002011-07-03T20:39:32.287+10:00Great tips. I totally agree about having bank accO...Great tips. I totally agree about having bank accOunts you can't touch. <br /><br />Sometimes..we eat too much sushi and we have to limit our sushi to one bog splurge per fortnight.Daniellehttps://www.blogger.com/profile/10992540563706358499noreply@blogger.com